Entrepreneurship and financial inclusion through the lens of instrumental freedoms

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dc.contributor.authorKimmitt, Jonathan
dc.contributor.authorMuñoz, Pablo
dc.date.accessioned2018-03-28T16:11:40Z
dc.date.available2018-03-28T16:11:40Z
dc.date.issued2017
dc.description.abstractThis article investigates the interrelated nature of instrumental freedoms and how they combine to engender financial inclusion among low-income entrepreneurs. Drawing from Sen's capabilities approach, we emphasize a need for understanding the freedoms associated with institutional arrangements and the complex causal processes that lead to financial inclusion among micro-entrepreneurs. We perform a fuzzy set qualitative comparative analysis of 19 countries in Latin America and the Caribbean. The findings indicate four causal combinations for financial inclusion. Our findings indicate that no single instrumental freedom is necessary for financial inclusion; it does not necessarily depend on the provision of microfinance and that political freedom is an important peripheral condition for inclusion. This allows us to question some of the assumptions about how microfinance operates amid a set of complex institutional instrumental freedoms.
dc.identifier.citationKimmitt, Jonathan and Pablo Muñoz. “Entrepreneurship and financial inclusion through the lens of instrumental freedoms.” International Small Business Journal: Researching Entrepreneurship 35 (2017): 803 - 828.
dc.identifier.urihttp://hdl.handle.net/11447/2050
dc.identifier.urihttp://dx.doi.org/10.1177/0266242617700699
dc.language.isoen
dc.subjectFinancial inclusion
dc.subjectFuzzy set qualitative comparative analysis
dc.subjectInstitutions
dc.subjectInstrumental freedoms
dc.subjectMicrofinance
dc.titleEntrepreneurship and financial inclusion through the lens of instrumental freedoms
dc.typeArticle

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